OE Medicare - Plan Year 2026

Humana is also hosting the following virtual seminar:

• Friday, October 31
  10 a.m. ET
  Join the meeting: https://huma.na/KPPAmtg2026​​
  

Hazardous Duty Retiree: Yearly Requirement

​​​HAZARDOUS DUTY RETIREES WITH HEALTH INSURANCE DEPENDENTS MUST FILE A FORM 6256 EVERY YEAR, EVEN IF THE OPEN ENROLLMENT IS NOT MANDATORY. To learn more, and to also read about children eligible for coverage and premium contributions, please click here​.

If you fail to submit the form YOU WILL NOT RECEIVE PREMIUM CONTRIBUTIONS for your legal spouse or eligible dependents If you submit the form after January 1, you will only receive reimbursement of premiums for the 90 days prior to the receipt of the Form 6256 ​​​​in Plan Year 2026. 

Example: If you submit the form June 3, 2026, you will receive reimbursement for March - May 2026.​​​

2026 Humana Highlights​​

​Effective January 1, 2026​​, individuals with the Dollar Contribution benefit for health insurance (retirees hired on or after July 1, 2003), are allowed to seek reimbursement from KPPA for health insurance coverage outside of KPPA insurance plans.

Example: ​You would be required to submit the Form 6280 - Application for Dollar Contribution Reimbursement for Medical Insurance​​ and either Form 6281 - ​Employer Certification of Health Insurance​for Dollar Contribution Reimbursement Plan​​​ ​or Form 6242 - Insurance Agent/Company Certification of Health Insurance for Health Insurance Reimbursement Plan. These forms, in addition to any required documentation, should be submitted ​in April 2026 for the months of January 1, 2026 - March 31, 2026. Review the Form 6280 instructions carefully to determine what forms and documentation are required for your situation.​​​

Is your Participation Date After July 1, 2003?

See the Dollar Contribution Rates Below. 

If you began participating on or after July 1, 2003, please read the information below. If you have additional questions call KPPA at 1-800-928-4646 (Toll Free) or 502-696-8800(Frankfort). 

Use this guide if you are receiving benefits, were hired July 1, 2003 or later, and began participating with KPPA between August 1, 2004 and August 31, 2008.* Or began participating with KPPA on or after September 1, 2008.**

*In order to be eligible for health insurance benefits, you must have 120 months of service upon retirement.

**In order to be eligible for health insurance benefits, you must have 180 months of service upon retirement.

For service in a nonhazardous position, you will receive a monthly dollar contribution of $14.85 for each year of service per month. The Dollar Contribution increased by 1.5% on July 1.

i.e. if you began participating September 1, 2003 in a nonhazardous position, and retired effective October 1, 2013, you would receive $148.50 per month towards health insurance premiums.

For service in a hazardous position, you will receive a monthly contribution of $22.27 for each year of service per month. The Dollar Contribution increased by 1.5% on July 1.

i.e. if you began participating September 1, 2003 in a hazardous position, and retired effective October 1, 2013 you would receive $222.70 per month towards health insurance premiums. 

If you have hazardous and nonhazardous service, you will receive contribution based on the amount of full years of service for each.

i.e. if you began participating September 1, 2003 in a nonhazardous position until September 30, 2008 (5 years x $14.85 = $74.25), and then began participating October 1, 2008 in a hazardous position, and retired effective November 1, 2013 (5 years x $22.27 = $111.35​​), you will receive $185.60 per month towards health insurance premiums ($74.25 + $111.35 = $185.60).

How to Calculate your insurance cost if your participation date is after 7/1/2003

Please be advised that under the Medicare Secondary Payer Act (MSPA), in certain circumstances, a Medicare-eligible retiree's reemployment with a participating agency of the systems operated by the Kentucky Public Pensions Authority (KPPA) will prevent KPPA from offering enrollment into the KPPA Medicare Advantage Plan. However, Medicare-eligible retirees who are not able to enroll in the KPPA Medicare Advantage Plan may be eligible for enrollment in a plan designed for retirees. If you have any questions about the health insurance options offered for retired members who are reemployed full-time with a participating employer, you may submit your questions in writing via email at kppa.mail@kyret.ky.gov. For questions about that, and all other questions about health insurance coverage offered through KPPA, you may also contact our office at (502) 696-8800 or 1-800-928-4646.