If You Change Your Name:
If you change your name as a
result of marriage or divorce, you must submit a copy of your new Social
Security card, Medicare card, a marriage certificate, or a divorce decree along
with a written request to change your name. Marriage and divorce are also a
Qualifying Event for the purposes of health insurance.
If You Divorce:
You must notify KRS when you divorce if you have named your ex-spouse as
beneficiary or have them covered by insurance through KRS. A final divorce
decree voids the designation of a spouse as beneficiary and terminates the
ex-spouse’s eligibility as a dependent on health insurance coverage. If the
divorce occurs after the first day of the month in which you receive your first
payment your estate becomes the beneficiary of the account.
You are not permitted to name a new beneficiary for monthly benefits. If
the ex-spouse is the named beneficiary of the death benefit, the Form 6030 - Death Benefit Designation, must be
completed again following the date of divorce, or the estate will become the
beneficiary of the payment when it is issued.
Qualified Domestic Relations Orders (QDRO):
KRS is now accepting and enforcing QDROs (get QRDO forms here) that are
submitted in accordance with Kentucky Revised Statute 61.690 and Kentucky Administrative Regulation 105 KAR 1:190. QDROs will only be accepted if they are on the Form incorporated by reference to the administrative regulation. Kentucky
Retirement Systems cannot accept any QDROs that are not on the Form provided by
If you have a QDRO that is not on a Form provided by KRS, you must return
to court and obtain a new QDRO that is on the Form provided by KRS. Otherwise,
your QDRO cannot be accepted or enforced. QDROs will only be administered
prospectively and KRS will not be responsible for collecting any payments that
are delinquent at the time KRS accepts the QDRO. QDRO documents have
a filing fee.
Qualified Domestic Relations Orders that were accepted by KRS for
enforcement prior to July 15, 2000 will not be affected by Kentucky Revised
Statute 61.690 and no action is necessary for those Orders to remain in
The alternate payee of a QDRO is not eligible to enroll for health
insurance coverage through KRS.