Form 2035, Beneficiary Designation, and a KRS Personal Identification Number (PIN).
Members must know their participation date and benefit tier to understand their KRS retirement and insurance benefits. Once a new employee has been reported by an employer, and contributions have posted to the employee’s account, KRS mails a Member Welcome letter, a
New members should complete and submit Form 2035 to KRS. If there is not a valid Form 2035 on file, the member's estate is the default beneficiary.
KRS encourages all members to register and use our
Member Self Service website. Members can provide KRS with an email address, request an Account Balance letter, view Annual Statements, and calculate retirement estimates and costs to purchase eligible service.
Active employees should periodically review their online account. Every year (usually in August) an Annual Statement is created providing members with a snapshot of their account each year as of June 30th. Employees should review their Annual Statement online and verify the designated beneficiary for their retirement account is current. Beneficiary changes can be made at any time prior to retirement by submitting a new Form 2035 to our office.
To request member education for your employees, please complete the Outreach Requests email form.
Request Member Outreach
A member considering retirement within the next two years should obtain an estimate of retirement beneﬁts. Estimates are available online using our
Member Self Service website. KRS also provides beneﬁts counseling. Appointments are required. Normally, the retirement office is open Monday through Friday from 8:00 am to 4:30 pm Eastern time. However, due to public health concerns KRS is not scheduling in-person appointments, and walk-in visitors will not be seen, until further notice. Instead, KRS is offering retirement counseling appointments by telephone. Contact KRS
Although the office is closed to in-person visits for now, KRS is conducting several live webinars covering a number of retirement related topics: A General Information Webinar, a Ready to Retire webinar, a Tier 1: Strategies for Retirement webinar, and a Retirement Payment Options webinar are scheduled for Tuesdays and Thursdays at 2pm and 3pm ET. Each webinar runs between 20 and 45 minutes. For a full schedule, to learn more about the webinars and to register, visit the
Webinars and Videos page.
About 45 to 60 days before their retirement date, members should complete the Form 6000, Notification of Retirement, and return it to KRS. Members may ﬁle the Notification of Retirement up to six months prior to their retirement date.
Employers are encouraged to direct members to our Member Self Service website to review their account and calculate benefit estimates. Members can also contact KRS to speak to a benefits counselor about their retirement account.
Benefit Tier Comparison
Evolution of Benefits
How to Complete Form 6000 Section H Video
Administration of Disability Retirement Claims
Kentucky Retirement Systems (KRS) has recently contracted with Managed Medical Review Organization, Inc. (MMRO) for administration of disability retirement claims. We are excited about this change and want to make you aware of how the new process will work.
There will be a transition period during which any applications for disability retirement received by KRS prior to the MMRO contract will follow the existing process. KRS will mail the Form 8030 to the employer and the employer should return the completed form to KRS.
Under the new process, MMRO will email the primary Reporting Official for your agency the Form 8030, Employer Job Description. The Form 8030 should be completed and returned to MMRO. We appreciate your cooperation with MMRO in this process.
Additionally, KRS recognizes that your employees often seek your assistance and direction regarding their retirement benefits, so we want to make sure you understand how MMRO will assist us in processing disability retirement applications going forward. Members wishing to apply for disability retirement will continue to submit their Form 6000 - Notification of Retirement to KRS to begin the process. Upon receipt of a valid Form 6000 for disability retirement, KRS will open a claim with MMRO. MMRO will contact the member directly for additional forms and medical records related to their disability retirement application and will manage the disability claim until a decision has been reached. KRS will continue to process members' early retirement, when applicable, and disability retirement estimates.
If a member contacts you about applying for disability retirement, please be aware that Kentucky Revised Statutes 61.665(2)(a) requires a disability applicant to request reasonable accommodations as provided for in 42 U.S.C. sec. 12111(9) and 29 C.F.R. Part 1630 through the Americans with Disabilities Act (ADA). The Form 8030, Employer Job Description, will ask about whether or not reasonable accommodations were requested and what, if any, were made. If an employee makes an inquiry with you about applying for disability retirement, it could be helpful to have a conversation about reasonable accommodations at that time.