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How to Apply

​If you wish to apply for disability retirement, you should follow the steps listed below:

NOTE: If the disability condition resulted from a duty-related injury (nonhazardous) or as a result of an act in line of duty injury (hazardous) an incident report must accompany the Form 6000. Once KRS receives a valid Form 6000 from you, a disability packet will be mailed to you, which includes the forms listed below.

What happens next?

Upon receipt of the Form 8001 and all other documentation, KRS will submit all evidence for review to our medical examiners. The examiners must determine if you, since your last day of paid employment, have been mentally or physically incapacitated to perform the job, or job of like duties, from which you received your last paid employment. The incapacity must be expected to last at least 12 months or result in death to be considered permanent. In addition, the incapacity cannot be directly or indirectly related to a condition that pre-existed membership or re-employment for persons with less than 16 years of service, unless objective medical evidence demonstrates that an injury or accident arising out of or in the course of employment substantially aggravated the underlying pre-existing condition.

  • If your disability retirement is approved, the retirement benefit will be effective the first day of the month following the last day of paid employment.

  • If you are denied disability retirement benefits by the medical examiners, you will be notified of your right to appeal.

If you began participating prior to August 1, 2004, disability benefits are calculated in the same manner as normal retirement benefits except that additional months of service may be added to your account depending on age and years of service.

If you began participating on or after to August 1, 2004, you will be eligible for disability benefits based upon a different formula.

The formula for nonhazardous members provides a disability benefit that is the highest of:

  • 20% of your final rate of pay,

  • your early or normal benefit based on your actual service, age, and Final Compensation with any early retirement penalties

  • a retirement allowance determined in the same manner as your retirement at your normal retirement date with years of service and Final Compensation being determined as of the date of your disability.

The formula for hazardous duty members provides a disability benefit that is the highest of:

  • 25% of final rate of pay,

  • your early or normal benefit based on your actual service, age, and Final Compensation with any early retirement penalties

  • a retirement allowance determined in the same manner as your retirement at your normal retirement date with years of service and Final Compensation being determined as of the date of your disability.

Eligibility Requirements for Disability Retirement

  • You must have 60 months of service credit. This requirement is waived for a member suffering a duty-related injury explained below.
  • Your retirement application must be on file in the retirement office no later than 24 months after your last day of paid employment in a regular full-time position at a participating agency.
  • If you began participating prior to August 1, 2004 and are eligible for an unreduced benefit, you cannot apply for a disability benefit.
  • KRS Medical Review Physicians shall review objective medical evidence submitted by you and make the determination if you are permanently functionally incapacitated since your last day of paid employment from performing the job you held as of your last day of paid employment. Furthermore, the disability cannot be caused by a condition which pre-existed membership in KRS or reemployment, whichever is more recent.
  • An incapacity must not result directly or indirectly from bodily injury, mental illness, disease or condition which pre-existed the membership in the Systems or reemployment, whichever is more recent.
  • The prohibition against pre-existing conditions shall not apply if the incapacity is the result of bodily injury, mental illness, disease or condition that has been substantially aggravated by an injury or accident arising out of or in the course of employment, or if the member has at least 16 years of current or prior service with employers participating in the Systems.

Duty-Related Injury

A duty related injury is a single traumatic event that occurs while the employee is performing the duties of their position; or a single act of violence committed against the employee that is found to be related to his job duties, whether or not it occurs at his job site. The person must be totally and permanently disabled from engaging in any occupation for remuneration or profit as a result of a duty related injury.

Hazardous Duty Employees

Hazardous disability means a disability which results in an employee’s total incapacity to continue as an employee in a hazardous position, but the employee is not necessarily deemed to be totally and permanently disabled to engage in other occupations for remuneration or profit.  Total and permanent disability means a disability which results in the member’s incapacity to engage in any occupation for remuneration or profit.

What are Line of Duty Benefits?

The 60 month service credit requirement shall be waived if your disability is a total and permanent disability or a hazardous disability and is a direct result of an act in the line of duty. Total and permanent disability means a disability which results in the member’s incapacity to engage in any occupation for remuneration or profit. An act in the line of duty is an act occurring or a thing done which was required in the performance of the specified duties.


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