Non Medicare - Plan Year 2022

​​​​​​​Plan Information

Click here​ or on the image below to see a presentation from our October 13 webinar on Retiree Health Care Medicare Plans and Non-Medicare Plans.

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Plan Options

Health insurance plan options for Plan Year 2022 are the same as they were for Plan Year 2021. There is an approximately 3% premium increase for PY 2022 for all plans offered. Depending on your individual account, your cost may not increase. Please refer to the Premium Calculation Worksheets for Nonhazardous and Hazardous Members to determine your cost for 2022.

Additionally, you can consult the PY 2022 Benefits Grid Comparison View​ by clicking on the image below to help compare the costs and benefits of the various plans.

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Hazardous Duty Retiree: Yearly Requirement

Hazardous duty retirees MUST submit a Form 6256 - Designation of Spouse and/or Dependent Child for Health Insurance . See FAQ's. If you fail to submit the form YOU WILL NOT RECEIVE PREMIUM CONTRIBUTIONS for your legal spouse or eligible dependents. If you submit the form after January 1, you will only receive reimbursement of premiums for the 90 days prior to the receipt of the Form 6256 in Plan Year 2022​.​

2022 LivingWell Promise​

​Other Information

• No Dental or Vision coverage is available for Non-Medicare Retirees through Anthem; however, please see optional available coverage by visiting the Vision and Dental section of our Books and Guides page​.
• New Anthem​ insurance cards will be mailed to everyone this year. HRA Visa debit cards (HealthEquity / WageWorks) will only be mailed if the current card is expired. Please see your current Visa debit card for the expiration date.
  

Members with Participation Date Prior to July 1, 2003

In order to determine your cost for coverage in 2021, please refer to the guides below.​

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Nonhazardous Duty Beneficiaries Receiving Benefits

*KPPA does not pay a contribution for coverage on behalf of a beneficiary receiving a monthly retirement benefit. Beneficiaries obtaining coverage should enter "$0.00" for the percentage contribution. Exception: If you are a spouse beneficiary or a dependent child receiving a monthly benefit under the Fred Capps Memorial Act, contact KPPA.​

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**The amounts  paid in the table above are in addition to the amounts in Hazardous Duty Retiree Percentage Contribution table, based on overall service and hazardous service earned by retiree. Contact spouse's Insurance Coordinator for information on spouse's portion of premium.

TOBACCO USER NOTICE****

Regardless of the amount of service, type of service, or plan chosen, the member will pay the fee of $40.00 for a single plan and $80.00 for a Parent Plus, Couple, or Family Plan based on the Tobacco Status in Table Four.​

LIVINGWELL PROMISE NOTICE:​

Regardless of the amount of service, type of service, or plan chosen, the plan holder will pay the fee of $40.00 (LivingWell Promise fee) if they failed to complete the LivingWell Promise in 2021.

Dollar Contribution Rates Plan Year 2023

Is your Participation Date After July 1, 2003?

See the Dollar Contribution Rates Below. 

If you began participating on or after July 1, 2003, please read the information below. If you have additional questions call KPPA at 1-800-928-4646 (Toll Free) or 502-696-8800(Frankfort). 

Use this guide if you are receiving benefits, were hired July 1, 2003 or later, and began participating with KPPA between August 1, 2004 and August 31, 2008.* Or began participating with KPPA on or after September 1, 2008.**

*In order to be eligible for health insurance benefits, you must have 120 months of service upon retirement.

**In order to be eligible for health insurance benefits, you must have 180 months of service upon retirement.

For service in a nonhazardous position, you will receive a monthly dollar contribution of $14.20 for each year of service per month. The Dollar Contribution will increase by 1.5% on July 1.

i.e. if you began participating September 1, 2003 in a nonhazardous position, and retired effective October 1, 2013, you would receive $140.20 per month towards health insurance premiums.

For service in a hazardous position, you will receive a monthly contribution of $21.30 for each year of service per month. The Dollar Contribution will increase by 1.5% on July 1.

i.e. if you began participating September 1, 2003 in a hazardous position, and retired effective October 1, 2013 you would receive $213.00 per month towards health insurance premiums. 

If you have hazardous and nonhazardous service, you will receive contribution based on the amount of full years of service for each.

i.e. if you began participating September 1, 2003 in a nonhazardous position until September 30, 2008 (5 years x $14.20 = $71.00), and then began participating October 1, 2008 in a hazardous position, and retired effective November 1, 2013 (5 years x $21.30= $106.50), you will receive $177.50 per month towards health insurance premiums ($71.00 + $106.50 = $177.50).

Calculating Your Insurance Cost if Your Participation Date is After 7/1/2003

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Tobacco User Fees

The Commonwealth of Kentucky is committed to fostering and promoting wellness and health in the workforce. You are eligible for the non-tobacco user premium contribution rates provided you certify that you and any other person to be covered under your plan has not regularly used tobacco within the past six months. 

You should add either $40.00 or $80.00 to the premium amounts for your level of coverage.​

Additional Resources

KEHP Prescription Drug Coverage
​KEHP Value Benefits for Diabetes, COPD, and Asthma
KEHP Diabetes Benefits​​
KEHP Vendor ​Partners​
Diabetes Prevention​
LiveHealth Online​
Rethink Benefits​
SmartShopper​​​

​​KEHP Information​

PY 2022 KEHP Legal Notice​​​

PY 2022 KEHP Tobacco Use Declaration

PY 2022 KEHP Terms and Conditions​